{"id":81758,"date":"2024-01-15T08:37:27","date_gmt":"2024-01-15T11:37:27","guid":{"rendered":"https:\/\/radiolifefm.com.br\/noticias\/?p=81758"},"modified":"2026-03-28T23:29:14","modified_gmt":"2026-03-29T02:29:14","slug":"transferencia-bancaria-por-doc-termina-nesta-segunda-feira","status":"publish","type":"post","link":"https:\/\/radiolifefm.com.br\/noticias\/transferencia-bancaria-por-doc-termina-nesta-segunda-feira\/","title":{"rendered":"Transfer\u00eancia banc\u00e1ria por DOC termina nesta segunda-feira"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p>Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia por meio de\u00a0Documento de Ordem de Cr\u00e9dito (DOC) acaba\u00a0nesta segunda-feira (15), \u00e0s 22h. Nesse hor\u00e1rio, os bancos deixar\u00e3o de oferecer o servi\u00e7o de emiss\u00e3o e de agendamento, tanto para pessoas f\u00edsicas quanto\u00a0jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1576424&amp;o=node\" \/><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1576424&amp;o=node\" \/><\/p>\n<p>No ano passado, as institui\u00e7\u00f5es banc\u00e1rias haviam anunciado o fim da modalidade de transfer\u00eancia. A data m\u00e1xima de agendamento do DOC vai at\u00e9 29 de fevereiro, quando os bancos terminam de processar os pagamentos, encerrando o sistema definitivamente.<\/p>\n<p>Al\u00e9m do DOC, deixar\u00e1 de ser oferecida\u00a0tamb\u00e9m, as 22h de hoje, a Transfer\u00eancia Especial de Cr\u00e9dito (TEC), modalidade por meio da qual empresas podem pagar benef\u00edcios a funcion\u00e1rios e que tamb\u00e9m est\u00e1 em desuso.<\/p>\n<p>Nos \u00faltimos anos, o DOC e a TEC perderam espa\u00e7o para o Pix, sistema de transfer\u00eancia instant\u00e2nea do Banco Central sem custo para pessoas f\u00edsicas. Criado em 1985, o DOC permite o repasse de recursos at\u00e9 as 22h, com a transa\u00e7\u00e3o sendo quitada no dia \u00fatil seguinte \u00e0 ordem. Caso seja feito ap\u00f3s esse hor\u00e1rio, a transfer\u00eancia s\u00f3 \u00e9 conclu\u00edda dois dias \u00fateis depois.<\/p>\n<h2>Estat\u00edsticas<\/h2>\n<p>Segundo levantamento da Federa\u00e7\u00e3o Brasileira de Bancos (Febraban), com base em dados do Banco Central, as transa\u00e7\u00f5es por\u00a0DOC somaram 18,3 milh\u00f5es de opera\u00e7\u00f5es no primeiro semestre de 2023, apenas 0,05% do total de 37 bilh\u00f5es de opera\u00e7\u00f5es feitas no per\u00edodo.<\/p>\n<p>Em n\u00famero de transa\u00e7\u00f5es, o DOC ficou bem atr\u00e1s dos cheques (125 milh\u00f5es), da TED (448 milh\u00f5es), dos boletos (2,09 bilh\u00f5es), do cart\u00e3o de d\u00e9bito (8,4 bilh\u00f5es), do cart\u00e3o de cr\u00e9dito (8,4 bilh\u00f5es) e do Pix, a modalidade preferida dos brasileiros, com 17,6 bilh\u00f5es de opera\u00e7\u00f5es.<\/p>\n<p>Utilizada principalmente para transfer\u00eancia de grandes valores, a Transfer\u00eancia Eletr\u00f4nica Dispon\u00edvel (TED) continuar\u00e1 em vigor. Criada em 2002, a TED permite o envio dos recursos entre institui\u00e7\u00f5es diferentes at\u00e9 as 17h dos dias \u00fateis, com a transa\u00e7\u00e3o levando at\u00e9 meia-hora para ser quitada.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Fonte: Ag\u00eancia Brasil<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia por meio de\u00a0Documento de Ordem de Cr\u00e9dito (DOC) acaba\u00a0nesta segunda-feira (15), \u00e0s 22h. Nesse hor\u00e1rio, os bancos deixar\u00e3o de oferecer o servi\u00e7o de emiss\u00e3o e de agendamento, tanto para pessoas f\u00edsicas quanto\u00a0jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas. No ano passado, as institui\u00e7\u00f5es banc\u00e1rias haviam anunciado o fim [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":81759,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-81758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Transfer\u00eancia banc\u00e1ria por DOC termina nesta segunda-feira - R\u00e1dio Life FM<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/radiolifefm.com.br\/noticias\/transferencia-bancaria-por-doc-termina-nesta-segunda-feira\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transfer\u00eancia banc\u00e1ria por DOC termina nesta segunda-feira - R\u00e1dio Life FM\" \/>\n<meta property=\"og:description\" content=\"Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia por meio de\u00a0Documento de Ordem de Cr\u00e9dito (DOC) acaba\u00a0nesta segunda-feira (15), \u00e0s 22h. 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